IdentiTea
IdentiTea with Nick Holland
Wallet Wars: Who Holds the Keys to Your Digital Identity?
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Wallet Wars: Who Holds the Keys to Your Digital Identity?

Guest: Bryn Robinson Morgan, Principal Analyst at Moresburg

In this episode of IdentiTea, we get into the gritty brew of wallet wars - who’s building them, who should own them, and why they’re suddenly the hottest battlefield in digital identity. From Yorkshire tea scandals to African micro-data economies, this is a globe-trotting, regulation-poking, UX-grumbling journey into the future of personhood.

Nick chats with Bryn Robinson-Morgan, a seasoned expert in digital transformation, about the collision of governments and Big Tech, user experience as a form of privilege, and whether wallets will become our new digital selves. They dig into the push-pull between inclusion and infrastructure, public and private control, and the philosophical implications of proving you’re a person in a platform-first world.

Expect witty banter, real insights, and the occasional Black Mirror reference, because when your AI starts doing your identity proofing for you, things get weird…

Timestamps

  • 00:00 – Yorkshire tea, stealth herbalism, and awkward bar payments in NYC

  • 04:35 – Why digital wallets are back: Apple, Google, and 13 years of slow UX evolution

  • 10:20 – Governments vs Big Tech: Who should own your digital identity wallet?

  • 15:00 – eIDAS, the EU mandate, and identity regulation by 2026

  • 18:50 – The cultural divide: Americans fear government, Europeans fear Silicon Valley

  • 23:15 – Digital inclusion, analog workarounds, and when UX is a privilege

  • 29:45 – Innovation out of necessity: Mobile wallets and micro-data economies in Africa

  • 35:40 – Regulatory UX disasters: Cookie consent and the curse of anti-patterns

  • 41:20 – Personhood in a platform era: What happens when AI proves you exist?

  • 46:00 – Final reflections: Interoperability, real partnerships, and inclusive design

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